Business scope:

To operate the following insurance brokerage business in the province, autonomous region, municipality directly under the central government and the city separately listed in the state plan where the business is registered:

(1) draw up insurance plans, select insurers and go through insurance procedures for the applicant;

(2) assist the insured or beneficiary in making claims:

(3) reinsurance brokerage business;

(4) providing disaster prevention, loss prevention or risk assessment and risk management consulting services to the client;

(5) other business approved by circ.

Licence value:

Insurance professional intermediary channels in developed countries contribute more than 50% of the premium, but less than 8% in China. With the development of the domestic insurance industry and the influence of the concept of “separation of production and marketing”, the insurance professional intermediary industry is bound to rise rapidly in the domestic market.

At present, domestic capital is generally optimistic about the insurance intermediary industry. BATJ, gome, suning, fosun, oceanwide, lenovo, didi, crac, baic, country garden, huaqiang, lacara and other enterprises have entered the insurance intermediary market in recent years, and the insurance intermediary market still has great development potential.

Application requirements:

Main company:

(1) the company name bears the words “insurance broker”:

(2) if the registered capital is 10 million yuan or above, it shall be fully paid with its own funds and put into custody (it shall not be used during the handling period);

(3) the actual office space meets the requirements.

Legal shareholder:

(1) the net assets at the end of the previous year before capital contribution are not negative;

(2) the net assets and monetary funds at the end of the last month before capital contribution are greater than capital contribution:

(3) no violation of laws and regulations, no administrative punishment or other bad records in recent five years. Natural person shareholders:

(1) can provide the income proof consistent with the contribution amount;

(2) no violation of laws and regulations, no administrative punishment or other bad records in recent five years.

Proposed chairman (executive director), general manager and other senior executives:

(1) college degree or above (those who have been engaged in financial work for more than 10 years are not limited by their educational background);

(2) have been engaged in financial work for more than three years or economic work for more than five years;

(3) no violation of laws and regulations, no administrative punishment or other bad records in the recent three years.